Primary Research Brief • September 2026

American Economic Output and Institutional Policy

Tracking the core structural shifts in US federal policy, global trade positions, and domestic demographic momentum. We provide primary data analysis independent of partisan narratives.

Key Indicators

  • Federal Funds Rate 5.25 - 5.50%
  • Headline CPI (YoY) 3.1%
  • US Debt to GDP 123%
View historical debt data →

Core Research Areas

Economy & Trade

The Structural Trade Deficit

An analysis of US reliance on imported manufactured goods versus exported services and intellectual property. Includes 20-year trend data and sector breakdowns.

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Public Policy

Infrastructure Capital Allocation

Where federal dollars are actually flowing versus where they were legislated to go. Examining the IIJA and domestic semiconductor subsidies.

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Demographics

Prime-Age Labor Participation

Beyond the headline unemployment rate: examining the long-term decline in male prime-age labor force participation and its macroeconomic drag.

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Interactive Policy Tools

We build functional models to help researchers, journalists, and citizens verify the math behind political claims. All tools run entirely in your browser with fully disclosed assumptions.

View All 15+ Tools

Institutional Focus: The Housing Market

The American housing market has decoupled from local median incomes, driven by a decade of underbuilding and acute rate lock-in.

We track the divergence between shelter inflation as measured by the BLS and real-time asking rents from private aggregators.

Read the Housing Report
Metro Area Median Home Price (2023) Income Required YoY Change
San Jose, CA $1,850,000 $425,000 +5.2%
Austin, TX $450,000 $115,000 -8.4%
Miami, FL $600,000 $140,000 +11.1%
Columbus, OH $315,000 $82,000 +6.8%

Source: NAR Quarterly Metropolitan Median Area Prices. Assumes 20% down, 30-year fixed at 6.8%.

Recent Executive & Legislative Actions

EXECUTIVE ORDER 14110

Safe, Secure, and Trustworthy AI

Establishes new standards for AI safety and security, aiming to protect Americans' privacy and advance equity. Imposes reporting requirements on foundation models.

PUBLIC LAW 117-169

Inflation Reduction Act: Energy Credits

Analysis of the uncapped tax credits for domestic clean energy manufacturing. Early estimates projected $391B; revised estimates now exceed $1.2T over 10 years.

SUPREME COURT

Loper Bright & The End of Chevron

The overturning of Chevron deference fundamentally shifts power from federal administrative agencies back to the judiciary when interpreting ambiguous statutes.

FEDERAL RESERVE

Quantitative Tightening Pace

The FOMC's ongoing balance sheet runoff has drained over $1.5 trillion in liquidity since 2022. We track the reserve balances and reverse repo facility usage.

Research Methodology

We strictly utilize primary source data (BLS, BEA, CBO, Federal Reserve, IRS) and explicitly state all assumptions in our models. No AI-generated analysis, no partisan framing.

Read Our Standards

Federal Reserve Balance Sheet Tracker

The FOMC continues its Quantitative Tightening (QT) program, reducing its holdings of Treasury securities and agency debt.

Since the peak in April 2022 at nearly $9 trillion, the Federal Reserve has shed over $1.5 trillion from its balance sheet. We track the pace of this runoff and its implications for overnight lending rates and overall banking system liquidity.

Current Runoff Pace

Treasuries: Up to $60 billion per month.
MBS: Up to $35 billion per month.

Deep Dive

Mechanics of QT

Read our comprehensive breakdown of how the Fed actually destroys reserves and drains liquidity.

Read Analysis →

Demographic Shifts & Labor Dynamics

The Missing Prime-Age Worker

Headline unemployment remains near historic lows, but the labor force participation rate for prime-age men (25-54) has been on a long-term downward trajectory since the 1960s.

Decade Male (25-54) Participation
1960s~97.0%
1980s~94.5%
2000s~91.0%
2020s~89.0%

The Entitlement Math

As the baby boomer generation retires en masse, the ratio of covered workers to Social Security beneficiaries is collapsing.

  • 1950 Ratio 16.5 workers per retiree
  • 2023 Ratio 2.8 workers per retiree
Analyze Solvency Scenarios

Congressional Action Tracker

We monitor significant legislation passing through the House and Senate, filtering out messaging bills to focus on structural fiscal impacts.

RECENT ANALYSIS

The SAVE Plan & Administrative Rulemaking

An examination of how the Department of Education used administrative rulemaking to enact sweeping student loan payment reductions following the Supreme Court's striking down of blanket forgiveness.

Read the policy breakdown →

Data Integrity & Primary Sources

Institute for America relies strictly on unadjusted primary data from federal bureaus. We do not use third-party seasonal adjustments or private modeling without explicit disclosure.

Our mandate is mathematical reality over political expediency. When the Congressional Budget Office (CBO) revises a 10-year outlay projection by $500 billion, we update our interactive models accordingly.

View Our Full Methodology
BLS Bureau of Labor Statistics
BEA Bureau of Economic Analysis
CBO Congressional Budget Office
FRED Federal Reserve Economic Data
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